Party yacht doc Scott Burke has home in Key Largo, Florida

The retired doctor who was busted on his yacht this week with guns, drugs and alleged prostitutes onboard lives a life of heavily guarded opulence inside a private Key Largo enclave.

Scott Burke, 69, resides in the ultra-exclusive Ocean Reef Club, where members who shell out tens of millions of dollars for splendorous waterfront homes are assured that “prying eyes” aren’t tolerated.

“One of the great features of a private club such as Ocean Reef is the privacy,” reads its website. “Many of our members can come with their family and feel that they are home, away from prying eyes and curious onlookers.”

Locals said members seclude themselves in the enclave and are shielded from the world beyond its fortified gates.

“They have more money than freaking God out there and they act like they can do whatever they want,” a longtime local resident familiar with the Ocean Reef Club’s operations told The Post.

“It’s like millionaires row … People come down here and they think there are no rules so they do stupid s–t,” the source added.

Married father-of-two Burke’s cordon of privacy was abruptly trampled in the distant waters of Nantucket Harbor last Wednesday when police boarded his 82-foot vessel, Jess Conn, after a woman called police and said she was overdosing on drugs and wanted off the boat.

Responding officers found several guns onboard — along with cocaine, ketamine and prostitutes, according to reports.

Burke was arrested and is now facing several criminal charges in Plymouth District Court.

Key Largo locals said that Burke had likely become accustomed to near invisibility in his Florida community, where entrants are subject to stringent security screening.

“You have to get your fingerprints taken there,” local worker. “It’s too much.”

Featuring a private airport — along with a marina and three “championship” golf course — Ocean Reef attracts the global elite from Kuwait to New York City, sources told The Post.

“That’s a secluded place,” the boat mechanic said. “I can’t go there even if the owner invites me to go to the bar because of the regulations of the club. If you don’t live there, then forget it.”

He noted that a lot of “strange people” reside in the community.

“You don’t see families living there,” he said. “You see guys like that – people with private jets. They party for a week then go away.”

Gaining clearance, he said, can sometimes take a full week — and visitors are escorted from the entrance to their destinations by security.

“The way they’re protected, nobody can just knock on your door,” he said. “There are no surprises.”

A Post reporter who requested access to the community was told to take a long walk off a short pier.

“So unfortunately they’re not expecting you,” he was told. “Even though I called them for clearance, they do no want you coming on the property.”

The mechanic said he had long suspected club residents of questionable activities behind their insular walls, though he has no evidence of any specific wrongdoing..

“I’m not surprised at all,” he said. “I know something is fishy there. If you ask anyone around, you know something is fishy there.”

The cloistered luxuries of the Ocean Reef Club command a high price.

A 6-bed, 10 bath Ocean Reef home is currently on the market for $35 million. 

Burke’s property in the enclave is also an address listed for his wife, Ellen, and adult children Jessica and Connor.

The family also have a home in Englewood, Colorado.

“Ocean Reef Club offers rich traditions that span generations and a membership that has always attracted entrepreneurs that value spending time with family,” a Sotheby’s website boasts. 

A request for comment from the Ocean Reef Club was not immediately returned.

Burke pleaded not guilty to gun possession and drug raps at a hearing this week, the Boston Globe reported.

It was unclear if he has since posted bail.

Records show that he was first licensed to practice medicine in Colorado in 1981, and that his license expired in 2021, at which point he is thought to have retired.

Previously, Burke operated a a spine and rehabilitation clinic and established a medical insurance company roughly two decades ago, according to The Boston Globe.

The outlet also reported that his 2021 Nordhvn yacht first arrived in Nantucket on Aug. 23 from Newport and is registered in the Cayman Islands.